At Topay Tech , our vision is to empower SMEs by providing seamless business payment solutions that drive efficiency, growth, and sustainability. As your trusted partner, we support your journey from small and medium businesses to large corporations, offering innovative tools and technologies for Business Payments, Credit, Compliance, and Sourcing.
Our story began with a simple yet powerful insight: Credit Cards are underutilized as a financial resource, especially in the business payments landscape. While retail cards have made their mark, commercial credit card adoption still lags behind. That’s where Topay Tech steps in—delivering the right acceptance mechanisms to bridge this gap and elevate credit card utilization for businesses.
We’re not just rethinking B2B payments, we’re revolutionizing them. Instead of treating every vendor as a separate merchant, we streamline and simplify the payment process, starting with credit card-enabled Vendor Payments, Rent Payments (office, warehouse, showroom), Utilities, and GST Payments. Our aim is to expand into compliance-driven, end-use controlled payments for SMEs.
With Topay Tech, credit card holders gain access to a flexible, interest-free working capital facility, unlocking up to 45-50 days of credit while earning valuable rewards and cashbacks on every transaction. Our state-of-the-art mobile app provides a seamless, user-friendly experience for SMEs, simplifying B2B payments.
We are backed by Topay Innovations Pvt Ltd , with a management team that boasts over 60 years of collective experience in business finance, technology, and execution excellence. By focusing on what matters most to SMEs—efficiency, compliance, and growth—we are here to take your business payments to the next level.